Patty,
I've had the similar problems with trying to figure out how things work. I l like to be self sufficient and read through previous answers to similar questions, but I find that things are still changing here, so a previous answer may no longer be correct. Also, even with current answers, it is easy to misunderstand or misinterpret the assistance.
What I am suggesting is to signup with a new "test" account and make a test group and try the steps yourself. Use your main account as the owner of the group and the new email account as a normal member. Once you've got it set up, you'll find lots of opportunities to use it.
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Gerald