I use ApplePay several times a day, if a site doesn't offer ApplePay I use the Virtual card number associated with my Apple Cash card.? This past week my wife wanted to try some gummy's to help neuropathy but from walking through the process I felt something wasn't right.? When I got ready to pay & this time used the Apple Virtual number I was immediately told it was a fraudulent site, a scam & not only did the payment not go through the site was immediately deleted from my device. ? Try to use this on sites that don't offer ApplePay & see if Apple protects you as it did me.? Also I'm not leaving my card info at numerous sites that can be hacked. ? John.?