On Jan 30, 2024, at 11:56?AM, Harry Jacobson-Beyer via groups.io <hejb44@...> wrote:

Yesterday, my wife brought our visa credit card bill and asked me about 5 charges - each for $19.99 - by a company called Tidal.

Tidal.com is a live music site and I have never signed up with them or given them my credit card info

I had never heard of them and when she called the phone number listed on the bill it was fake.

We called visa and they have cancelled the charges and invalidated the credit card. They are issuing me a new card.

Have any of you experienced this?

Harry

On Jan 30, 2024, at 11:56, Harry Jacobson-Beyer <hejb44@...> wrote:

Yesterday, my wife brought our visa credit card bill and asked me about 5 charges - each for $19.99 - by a company called Tidal.

Tidal.com is a live music site and I have never signed up with them or given them my credit card info

I had never heard of them and when she called the phone number listed on the bill it was fake.

We called visa and they have cancelled the charges and invalidated the credit card. They are issuing me a new card.

Have any of you experienced this?

Harry

On Jan 30, 2024, at 2:16?PM, John Humphries via groups.io <humphries.john@...> wrote:

?

Thanks for the heads up Harry. It is scary. My wife goes over the credit card bill carefully. It is wise to check -- and keep credit card receipts.?

John

3 John 2
humphries.john@...

On Tuesday, January 30, 2024 at 10:56:55 AM CST, Harry Jacobson-Beyer <hejb44@...> wrote:

Yesterday, my wife brought our visa credit card bill and asked me about 5 charges - each for $19.99 - by a company called Tidal.

Tidal.com is a live music site and I have never signed up with them or given them my credit card info

I had never heard of them and when she called the phone number listed on the bill it was fake.

We called visa and they have cancelled the charges and invalidated the credit card. They are issuing me a new card.

Have any of you experienced this?

Harry

On Jan 30, 2024, at 2:16?PM, John Humphries via groups.io <humphries.john@...> wrote:

?

Thanks for the heads up Harry. It is scary. My wife goes over the credit card bill carefully. It is wise to check -- and keep credit card receipts.?

John

3 John 2
humphries.john@...

On Tuesday, January 30, 2024 at 10:56:55 AM CST, Harry Jacobson-Beyer <hejb44@...> wrote:

Yesterday, my wife brought our visa credit card bill and asked me about 5 charges - each for $19.99 - by a company called Tidal.

Tidal.com is a live music site and I have never signed up with them or given them my credit card info

I had never heard of them and when she called the phone number listed on the bill it was fake.

We called visa and they have cancelled the charges and invalidated the credit card. They are issuing me a new card.

Have any of you experienced this?

Harry

On Jan 28, 2024, at 11:00?AM, Bill Rising via groups.io <brising@...> wrote:

Hi all,

A ways back, LG&E offered 'advanced' [1] electric meters. I declined, thinking that this was just part of the stampede to 'smart' technology.

This week I got a snailmail letter saying that we all have to join the stampede, or pay $17/month extra ($12 on electric, $5 on gas). I went to the meter website to see what it said, and LG&E claims up and down that the network will be secure.

Am I a fool, or does putting all the meters on a big network just make it easier for bad actors to make a mess of the utilities and cost them more than driving around reading the meters? I certainly don't feel a need to pull out my phone to see what my hourly electricity usage happens to be.

Bill
thinking we're moving to a level of complexity that makes everything frail

[1] Uses the network! Will break sooner!

On Jan 28, 2024, at 11:00?AM, Bill Rising via groups.io <brising@...> wrote:

?Hi all,

A ways back, LG&E offered 'advanced' [1] electric meters. I declined, thinking that this was just part of the stampede to 'smart' technology.

This week I got a snailmail letter saying that we all have to join the stampede, or pay $17/month extra ($12 on electric, $5 on gas). I went to the meter website to see what it said, and LG&E claims up and down that the network will be secure.

Am I a fool, or does putting all the meters on a big network just make it easier for bad actors to make a mess of the utilities and cost them more than driving around reading the meters? I certainly don't feel a need to pull out my phone to see what my hourly electricity usage happens to be.

Bill
thinking we're moving to a level of complexity that makes everything frail

[1] Uses the network! Will break sooner!

On Jan 24, 2024, at 4:17?PM, Lee Larson via groups.io <leelarson@...> wrote:

On Jan 24, 2024, at 4:08?PM, Harry Jacobson-Beyer <hejb44@...>rote:

In Apple Mail I received a message I wanted to keep but the subject was not specific enough for me.

I’ve done this in a different way that’s a lot easier, even though it has another little problem.

Copy the message to the Drafts directory. If you double-click it there, you can edit just about anything. The problem is that when you copy it to wherever you want to save it, the From field is changed to your address. I get around this by putting the original sender somewhere else in the message.

L^2

The real reason that we can’t have the Ten Commandments in a courthouse: You cannot post 'Thou shalt not steal,' 'Thou shalt not commit adultery,' and 'Thou shalt not lie' in a building full of lawyers, and politicians. It creates a hostile work environment. — George Carlin

On Jan 20, 2024, at 10:57?AM, Dan Crutcher via groups.io <dcrutcher@...> wrote:

Richard,

Thanks, but nope. No options related to the Return key.?

<Screenshot 2024-01-20 at 10.49.28?AM.png>

On Jan 19, 2024, at 5:25?PM, Richard D. Meadows <rmeadows@...> wrote:

1. Messages App Settings:
   
   • Open the Messages app on your iPad or MacBook.
   • Click on "Messages" in the top menu bar.
   • Select "Preferences."
   • Under the "General" tab, look for an option related to the Return key or sending messages. There might be an option to change the behavior.

?

1. System-wide Settings (macOS):
   
   • Open "System Preferences."
   • Go to "Keyboard."
   • Click on the "Text" tab.
   • Look for any options related to "Return" key behavior or text messaging.

?
For iPad:?Unfortunately, iOS and iPadOS don't provide system-wide settings for changing the Return key behavior in the Messages app. If the app itself doesn't offer the option to change this behavior, you might need to continue using "Shift-Return" to insert line breaks without sending the message.

Richard

Richard D. Meadows

Louisville KY 40212

(502) 593-5830

rmeadows@...

On Jan 17, 2024, at 15:01, Dan Crutcher <dcrutcher@...> wrote:

1. Since a recent update of my iPhone, often when I’m reading a longish article on my phone, the screen will suddenly jump back to the top of the article, forcing me to scroll back down through the text to find my place. This is very annoying. It seems to be doing this because of some new(?) feature that returns the user to the beginning of the story when he touches the screen near the top. It ofen happens when I’m just trying to reposition my handhold on the phone. I would love to be able to turn this off or at least be able to quickly jump back to my previous position in the text. Does anyone know how to do this?


2. When responding to a text message on my iPhone I can press Return to create a new paragraph and line break. When responding on my computer or iPad, pressing Return automatically sends the message, which I usually don’t want to do. I have to use Shift-Return to create a line break and new paragraph. I’d much prefer that the computer and iPad worked the same way as the iPhone. Anyone know how to make it do that? Is there a setting somewhere that I need to toggle?

Thanks.

Dan

On Jan 19, 2024, at 5:25?PM, Richard D. Meadows <rmeadows@...> wrote:

1. Messages App Settings:
   
   • Open the Messages app on your iPad or MacBook.
   • Click on "Messages" in the top menu bar.
   • Select "Preferences."
   • Under the "General" tab, look for an option related to the Return key or sending messages. There might be an option to change the behavior.

?

1. System-wide Settings (macOS):
   
   • Open "System Preferences."
   • Go to "Keyboard."
   • Click on the "Text" tab.
   • Look for any options related to "Return" key behavior or text messaging.

?
For iPad:?Unfortunately, iOS and iPadOS don't provide system-wide settings for changing the Return key behavior in the Messages app. If the app itself doesn't offer the option to change this behavior, you might need to continue using "Shift-Return" to insert line breaks without sending the message.

Richard

Richard D. Meadows

Louisville KY 40212

(502) 593-5830

rmeadows@...

On Jan 17, 2024, at 15:01, Dan Crutcher <dcrutcher@...> wrote:

1. Since a recent update of my iPhone, often when I’m reading a longish article on my phone, the screen will suddenly jump back to the top of the article, forcing me to scroll back down through the text to find my place. This is very annoying. It seems to be doing this because of some new(?) feature that returns the user to the beginning of the story when he touches the screen near the top. It ofen happens when I’m just trying to reposition my handhold on the phone. I would love to be able to turn this off or at least be able to quickly jump back to my previous position in the text. Does anyone know how to do this?


2. When responding to a text message on my iPhone I can press Return to create a new paragraph and line break. When responding on my computer or iPad, pressing Return automatically sends the message, which I usually don’t want to do. I have to use Shift-Return to create a line break and new paragraph. I’d much prefer that the computer and iPad worked the same way as the iPhone. Anyone know how to make it do that? Is there a setting somewhere that I need to toggle?

Thanks.

Dan

On Jan 17, 2024, at 15:01, Dan Crutcher <dcrutcher@...> wrote:

1. Since a recent update of my iPhone, often when I’m reading a longish article on my phone, the screen will suddenly jump back to the top of the article, forcing me to scroll back down through the text to find my place. This is very annoying. It seems to be doing this because of some new(?) feature that returns the user to the beginning of the story when he touches the screen near the top. It ofen happens when I’m just trying to reposition my handhold on the phone. I would love to be able to turn this off or at least be able to quickly jump back to my previous position in the text. Does anyone know how to do this?


2. When responding to a text message on my iPhone I can press Return to create a new paragraph and line break. When responding on my computer or iPad, pressing Return automatically sends the message, which I usually don’t want to do. I have to use Shift-Return to create a line break and new paragraph. I’d much prefer that the computer and iPad worked the same way as the iPhone. Anyone know how to make it do that? Is there a setting somewhere that I need to toggle?

Thanks.

Dan

From: Barron's Tech <next.editors@...>
Date: January 17, 2024 at 3:55:41?PM EST
To: profilecovenant@...
Subject: PayPal's Apple Problem
Reply-To: next.editors@...

?

PayPal stock looks attractive, until you realize Apple is slowly taking the company's best business. ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ?

No images? By ? |? Wednesday,?January?17 Value Trap. Hi everyone. The appraisal of PayPal’s stock is one of the big debates among value investors. Are the shares an attractive opportunity after tumbling more than 80% over the past three years? At first blush, it looks promising on the numbers. Unlike other software companies within the high-flyer pandemic cohort, PayPal generates billions in annual profits. PayPal stock isn’t expensive either, trading at roughly ten times forward price-to-earnings, compared to its five-year average of 31 times. But the key question for investors is always about the future. PayPal’s annual revenue growth rate has slowed from 15% to 20% in recent years to just single digits. Will PayPal reaccelerate or falter? I’m pessimistic for one reason: the rise of Apple Pay. And I’m not the only one. On Tuesday, Mizuho analyst Dan Dolev PayPal stock to Neutral from Buy. “Our data suggests that market share loss to Apple Pay looks increasingly challenging,” he wrote. The iPhone “is driving a secular change in consumer checkout habits” toward Apple Pay. Dolev analyzed PayPal’s checkout button, which accounts for 80% of the company’s transaction profits. Since mid-2021, he found “steep declines” in monthly web traffic share redirected to PayPal’s web domain—a proxy for transactions—at 24 of PayPal’s largest e-commerce checkout partners. It hasn’t improved in recent months. PayPal didn’t respond to a request for comment on Mizuho’s analysis. I’ve experienced the behavioral change myself. For years, PayPal was my primary digital wallet for non-Amazon purchases. But I haven’t used it over the past year and have completely shifted to Apple Pay. Once an iPhone user starts using the service after entering their credit card information, there’s little reason to try anything else. The double tap of the iPhone power button and the authentication with Face ID is too convenient, reducing the friction to complete orders on apps and the web, and inside physical stores. PayPal, without its own consumer hardware, just can’t offer a similarly seamless experience. To be sure, Apple’s dominance in payments could become of interest to the government. But even if regulators force Apple to open its payment chip technology, allowing other providers to use the iPhone’s proximity-based mobile payment system, I don’t see much changing. Most consumers won’t go through the trouble of changing their settings when Apple Pay works just fine. It’s a big turnaround for Apple Pay. The service was released in 2014 to much fanfare but initially didn’t take off. Ultimately, though, Apple’s installed base of over 2 billion active devices was too compelling for businesses to ignore. Over time, Apple Pay earned acceptance at more retail locations and online stores, putting Apple on the cusp of achieving one of its many goals: disrupting the payments industry. Write to me at?tae.kim@...?or follow me on X at?. CONTENT FROM MIMECAST Businesses around the world are being affected by the increase in the number of cyber attacks. Bulletproofing your inbox will take a lot more than out-of-the-box M365 security. Mimecast has the industry's best threat detection coupled with AI that scans over a billion emails daily to identify and stop attacks.? This Week in 叠补谤谤辞苍’蝉 Tech Coverage . . ? ? Get the lowdown on high finance each week?with 叠补谤谤辞苍’蝉 columnist?Jack Hough?in his weekly podcast?Barron's Streetwise. Business leaders?and trend spotters,?insights,?and absurdities—this is Wall?Street?like you've never heard before. Subscribe now on?,??or wherever you listen.? You are currently subscribed as?profilecovenant@... ? |??? |?? ? ? 4300 Route 1 North, South Brunswick, NJ 08852 Copyright 2024 Dow Jones & Company, Inc.?All Rights Reserved. ?