I have never such a run of bad luck, for the UK & globally. Keep checking out of my window to see if 4 horsemen are coming. Thank goodness we have good governance! John
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I’ve heard of that going on, Jude, but it’s wierdos and you have them all over the world.
We’ve completed our list of inclusions for our house and seen the one for the one we’re buying. ?We are selling stuff to our buyers, two wardrobes, dishwasher, cooker, beer fridge etc . . . and our vendor is leaving some things for us as well as the fixtures.
But the poor conveyancer is rushed off her feet, and I don’t want her to have a breakdown as a result.
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Susan my friend in London told me a friend of hers bought a picturesque period place and arrived to find all the brass light switches gone and in its place polystyrene stuck to the walls with sticky tape!! The English are bloody queer she said.?
That doesn’t go on here - there’s a list of inclusions. Usually things like fly screens, security screens, blinds, curtains and light fittings are the norm along with anything fitted in the kitchen like microwave oven dishwasher etc. plus pool equipment stays of course...quite often people will even negotiate if they want to retain the furniture or large screen tv and stuff.
One of my sisters had bought a $24,000 package to furnish a whole house. She was in a relationship that broke down - she sold the house complete with furniture ( and got more for the furniture than she paid for it.?
Jude
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Susan my friend in London told me a friend of hers bought a picturesque period place and arrived to find all the brass light switches gone and in its place polystyrene stuck to the walls with sticky tape!! The English are bloody queer she said.?
That doesn’t go on here - there’s a list of inclusions. Usually things like fly screens, security screens, blinds, curtains and light fittings are the norm along with anything fitted in the kitchen like microwave oven dishwasher etc. plus pool equipment stays of course...quite often people will even negotiate if they want to retain the furniture or large screen tv and stuff.
One of my sisters had bought a $24,000 package to furnish a whole house. She was in a relationship that broke down - she sold the house complete with furniture ( and got more for the furniture than she paid for it.?
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On 12 Feb 2021, at 8:32 pm, Purler <susan.platter@...> wrote:
? Yes, I tend to put off dealing with it! ? Best Susan I am doing my best not to procrastinate but not always succeeding.
Jude? On 12 Feb 2021, at 4:38 pm, Judith Hall <glenidol@...> wrote:
? You all daft about far to much in England in settling a house. Dare I say you need to adopt the Scottish system which is more straight forward it would seem .... or better still the Australian system. ?
Jude ? Procrastination is a full-time occupation, Tag! ?:D Best Susan I manage to get out every day here in Cornwall. Lived here for 46 years so obviously know the best places to walk locally to avoid others. Only time I use the car is for shopping. I do find it difficult to do any work on my hobbies. I get less done than when I was working full time! So easy to say, “Sod it I will start tomorrow.”? Well, I think it's safe to say things have gone a bit pear shaped. How much is anyone's guess. I think all we can do is quarantine. Thank goodness we can keep in touch via the internet. I haven't been out in at least 8 days John
On Thursday, 11 February 2021, 15:27:01 GMT, zuiko via < zuiko@...> wrote:
I’d like a train set like that, but I wouldn’t want to have to build it ;-)
And this garage is big enough for a grannie flat. ?It might not be ours, though: the conveyancer is not certain that it will be completed by 31 March, and that would change things a lot.
Just an amusing thought, in the context of Chris’s upcoming “enormous” garage: ?Harvey and I were looking at houses in Swindon a good few years ago and one house had a double garage, turned into a home for a very extensive model railway!!Best Susan
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Yes, I tend to put off dealing with it! ? Best
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I am doing my best not to procrastinate but not always succeeding.
Jude? On 12 Feb 2021, at 4:38 pm, Judith Hall <glenidol@...> wrote:
? You all daft about far to much in England in settling a house. Dare I say you need to adopt the Scottish system which is more straight forward it would seem .... or better still the Australian system. ?
Jude ? Procrastination is a full-time occupation, Tag! ?:D Best Susan I manage to get out every day here in Cornwall. Lived here for 46 years so obviously know the best places to walk locally to avoid others. Only time I use the car is for shopping. I do find it difficult to do any work on my hobbies. I get less done than when I was working full time! So easy to say, “Sod it I will start tomorrow.”? Well, I think it's safe to say things have gone a bit pear shaped. How much is anyone's guess. I think all we can do is quarantine. Thank goodness we can keep in touch via the internet. I haven't been out in at least 8 days John
On Thursday, 11 February 2021, 15:27:01 GMT, zuiko via < zuiko@...> wrote:
I’d like a train set like that, but I wouldn’t want to have to build it ;-)
And this garage is big enough for a grannie flat. ?It might not be ours, though: the conveyancer is not certain that it will be completed by 31 March, and that would change things a lot.
Just an amusing thought, in the context of Chris’s upcoming “enormous” garage: ?Harvey and I were looking at houses in Swindon a good few years ago and one house had a double garage, turned into a home for a very extensive model railway!!Best Susan
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It can be a nightmare but either it works for you or it doesn’t. We sold our last house to a lady who turned up on our doorstep; she paid the full asking price as well! I think if there is good will on both sides that helps a lot. When we bought that house in the first place, we were not told that the couple in residence were splitting up and furnishing two households, so were not as vigilant as we would have been over what was agreed to be left in the house or taken away. We ended up with less than was actually agreed to be purchased with the house, like curtains and blinds, and the en-suite shower room was bare of all normal fixtures and fittings like towel rails. If we had been aware of their plans, we would have taken photos to make sure we got what we thought we were getting, but it was never mentioned. ?Even after we moved in, the husband called round to collect some food he had left in the refrigerator! ?:D Best
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You all daft about far to much in England in settling a house. Dare I say you need to adopt the Scottish system which is more straight forward it would seem .... or better still the Australian system. ?
Jude ? Procrastination is a full-time occupation, Tag! ?:D Best Susan I manage to get out every day here in Cornwall. Lived here for 46 years so obviously know the best places to walk locally to avoid others. Only time I use the car is for shopping. I do find it difficult to do any work on my hobbies. I get less done than when I was working full time! So easy to say, “Sod it I will start tomorrow.”? Well, I think it's safe to say things have gone a bit pear shaped. How much is anyone's guess. I think all we can do is quarantine. Thank goodness we can keep in touch via the internet. I haven't been out in at least 8 days John
On Thursday, 11 February 2021, 15:27:01 GMT, zuiko via < zuiko@...> wrote:
I’d like a train set like that, but I wouldn’t want to have to build it ;-)
And this garage is big enough for a grannie flat. ?It might not be ours, though: the conveyancer is not certain that it will be completed by 31 March, and that would change things a lot.
Just an amusing thought, in the context of Chris’s upcoming “enormous” garage: ?Harvey and I were looking at houses in Swindon a good few years ago and one house had a double garage, turned into a home for a very extensive model railway!!Best Susan
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I’m the one with the Alfa. I’m reasonably economic to keep. Cost Pete three pounds to marry me !!!
Jude
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Hehehe!! Nobody has *ever* called me a “flash lady”!! ?(Harvey seems to think I’m “cheap to run” and that’s in spite of just having got a new 16in MacBook Pro!) Best Susan I'm getting by, I have some savings from my last job at Nottingham Trent University. Realistically what can I spend it on, a holiday in the Maldives, an Alfa Romeo sports car & I don't have a flash lady, like Susie or Jude. John
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Had cancer episode and thats not fun but here to talk about it ?:-)
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Yeah, I'm sort of scared of that. After I had compression fractures, they wondered if I had some spinal cord damage. I can only say thank God it was a female Doctor who did the exam, smaller fingers
You don't know how lucky you are Jude, you really don't. When men get into later years it can be really uncomfortable, no make that painful, with prostate enlargement. My father had his removed 20 years ago. So I guess it will be 20 years till my turn John
On Friday, 12 February 2021, 06:36:23 GMT, Judith Hall < glenidol@...> wrote:
It’s called getting older. I have up belly dancing when I could no longer sink gracefully to the floor sword on head, roll over with sword on head and rise just as gracefully from the floor not losing said sword ??
Jude ? When I was 20 I could run 30 miles a week &. easily go 12 rounds with both Chris & Tag in a Karate Dojo, now I struggle to walk 100 yards without a sit down. Sad but true
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Good grief, Jude, I would never have been able to do that, even in my teens! Best Susan
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It’s called getting older. I have up belly dancing when I could no longer sink gracefully to the floor sword on head, roll over with sword on head and rise just as gracefully from the floor not losing said sword ??
Jude ? When I was 20 I could run 30 miles a week &. easily go 12 rounds with both Chris & Tag in a Karate Dojo, now I struggle to walk 100 yards without a sit down. Sad but true
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Yes, I've heard the phrase low &high maintenance when I was in the USA
On Friday, 12 February 2021, 10:11:17 GMT, Purler <susan.platter@...> wrote:
Hehehe!! Nobody has *ever* called me a “flash lady”!! ?(Harvey seems to think I’m “cheap to run” and that’s in spite of just having got a new 16in MacBook Pro!) Best Susan
I'm getting by, I have some savings from my last job at Nottingham Trent University. Realistically what can I spend it on, a holiday in the Maldives, an Alfa Romeo sports car & I don't have a flash lady, like Susie or Jude. John
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Here they do open houses a lot. Some places you have to arrange to view with the agent. If you want to buy and the price is set agent will give you a contract and you sign. You have a five day cooling off period - but there is a penalty top you if that happens. You can sign subject to the usual things like having boundaries checked, pest inspection, building inspection, approval of finance — occasionally there might be subject to buyer selling house but not often etc — when it goes unconditional after 14 days the contract is the contract.?
There’s no gazzumping. ?There’s no chains.
Settling might be 30 days or 60 days or whatever is decided, and it goes from there. OIccasionally there are longer settlings but not usually. Average time for settling in Australia at the moment is 66-77 days.
When we are buying we take contract into our solicitor to review before we sign it and he wipes out anything not right. He also handles conveyancing in house.?
We once talked a friend out of a house because there was a huge drain out on the road and all the land behind and either side drained to the block….. and it cost him $1000 penalty and we talked him into another, at the auction I shoved his arm up :-) ?— and when he sold that buyers went wild - he bought it for $600,000 and it went for just under $1.1m 3 years later. Nice little bonus to retirement fund. ?Family now down in the Hunter Valley wine region.?
Jude
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On 12 Feb 2021, at 5:34 pm, zuiko via < zuiko@...> wrote: I don’t know what the purchase system is in Oz, Jude, but the Scottish one seems pretty cruel – closed bids in an auction. ?Ours is pretty straightforward except that it requires a land contract to be signed, sealed and delivered – unlike a simple contract which requires offer, acceptance and a consideration (payment).
Our problems arise because conveyancing is a simple enough activity but we hire it out to legal firms who pay conveyancing clerks way too little to achieve timely results and that comes down to greed; which is prevalent in all of the US/UK/Australian company systems. ?But the current situation is grossly exacerbated by the temporary “holiday” in Stamp Duty Land Tax. ?SDLT is normally 5% but the Chancellor waived that last year to keep the property market going, and it has been pretty hot! ?It’s not why we decided to move (family reasons) but it did mean that the cash arithmetic was easier to work out. ?If we go past the deadline of 31 March, the increase of ?15k on the purchase price would make the purchase price much less attractive – we might not move.
But because of the deadline there are loads of people, hundreds of thousands who are in the process of buying and selling putting extra pressure on those poorly paid clerks and making it take much longer. ?
Chris
You all daft about far to much in England in settling a house. Dare I say you need to adopt the Scottish system which is more straight forward it would seem .... or better still the Australian system. ?
Jude
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Hehehe!! Nobody has *ever* called me a “flash lady”!! ?(Harvey seems to think I’m “cheap to run” and that’s in spite of just having got a new 16in MacBook Pro!) Best Susan
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I'm getting by, I have some savings from my last job at Nottingham Trent University. Realistically what can I spend it on, a holiday in the Maldives, an Alfa Romeo sports car & I don't have a flash lady, like Susie or Jude. John
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My Uncle Sid ran the atlantic convoys in the 2nd World War, & he heard what happened to me at Manchester University. He said: "He's got to keep his pecker up" Not easy advice to follow. John
On Friday, 12 February 2021, 07:46:49 GMT, John Miller via groups.io <johnmiller051118@...> wrote:
I'm really sorry to hear that Chris, for you, your wife & Children. I've been through tough times recently. I'm not sure if I can fully empathise, but I'll try John
On Friday, 12 February 2021, 07:34:31 GMT, zuiko via groups.io <zuiko@...> wrote:
I don’t know what the purchase system is in Oz, Jude, but the Scottish one seems pretty cruel – closed bids in an auction. ?Ours is pretty straightforward except that it requires a land contract to be signed, sealed and delivered – unlike a simple contract which requires offer, acceptance and a consideration (payment).
Our problems arise because conveyancing is a simple enough activity but we hire it out to legal firms who pay conveyancing clerks way too little to achieve timely results and that comes down to greed; which is prevalent in all of the US/UK/Australian company systems. ?But the current situation is grossly exacerbated by the temporary “holiday” in Stamp Duty Land Tax. ?SDLT is normally 5% but the Chancellor waived that last year to keep the property market going, and it has been pretty hot! ?It’s not why we decided to move (family reasons) but it did mean that the cash arithmetic was easier to work out. ?If we go past the deadline of 31 March, the increase of ?15k on the purchase price would make the purchase price much less attractive – we might not move.
But because of the deadline there are loads of people, hundreds of thousands who are in the process of buying and selling putting extra pressure on those poorly paid clerks and making it take much longer. ?
You all daft about far to much in England in settling a house. Dare I say you need to adopt the Scottish system which is more straight forward it would seem .... or better still the Australian system. ?
Jude
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I'm really sorry to hear that Chris, for you, your wife & Children. I've been through tough times recently. I'm not sure if I can fully empathise, but I'll try John
On Friday, 12 February 2021, 07:34:31 GMT, zuiko via groups.io <zuiko@...> wrote:
I don’t know what the purchase system is in Oz, Jude, but the Scottish one seems pretty cruel – closed bids in an auction. ?Ours is pretty straightforward except that it requires a land contract to be signed, sealed and delivered – unlike a simple contract which requires offer, acceptance and a consideration (payment).
Our problems arise because conveyancing is a simple enough activity but we hire it out to legal firms who pay conveyancing clerks way too little to achieve timely results and that comes down to greed; which is prevalent in all of the US/UK/Australian company systems. ?But the current situation is grossly exacerbated by the temporary “holiday” in Stamp Duty Land Tax. ?SDLT is normally 5% but the Chancellor waived that last year to keep the property market going, and it has been pretty hot! ?It’s not why we decided to move (family reasons) but it did mean that the cash arithmetic was easier to work out. ?If we go past the deadline of 31 March, the increase of ?15k on the purchase price would make the purchase price much less attractive – we might not move.
But because of the deadline there are loads of people, hundreds of thousands who are in the process of buying and selling putting extra pressure on those poorly paid clerks and making it take much longer. ?
You all daft about far to much in England in settling a house. Dare I say you need to adopt the Scottish system which is more straight forward it would seem .... or better still the Australian system. ?
Jude
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I don’t know what the purchase system is in Oz, Jude, but the Scottish one seems pretty cruel – closed bids in an auction. ?Ours is pretty straightforward except that it requires a land contract to be signed, sealed and delivered – unlike a simple contract which requires offer, acceptance and a consideration (payment).
Our problems arise because conveyancing is a simple enough activity but we hire it out to legal firms who pay conveyancing clerks way too little to achieve timely results and that comes down to greed; which is prevalent in all of the US/UK/Australian company systems. ?But the current situation is grossly exacerbated by the temporary “holiday” in Stamp Duty Land Tax. ?SDLT is normally 5% but the Chancellor waived that last year to keep the property market going, and it has been pretty hot! ?It’s not why we decided to move (family reasons) but it did mean that the cash arithmetic was easier to work out. ?If we go past the deadline of 31 March, the increase of ?15k on the purchase price would make the purchase price much less attractive – we might not move.
But because of the deadline there are loads of people, hundreds of thousands who are in the process of buying and selling putting extra pressure on those poorly paid clerks and making it take much longer. ?
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You all daft about far to much in England in settling a house. Dare I say you need to adopt the Scottish system which is more straight forward it would seem .... or better still the Australian system. ?
Jude
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Yeah, I'm sort of scared of that. After I had compression fractures, they wondered if I had some spinal cord damage. I can only say thank God it was a female Doctor who did the exam, smaller fingers
On Friday, 12 February 2021, 07:03:38 GMT, John Miller via groups.io <johnmiller051118@...> wrote:
You don't know how lucky you are Jude, you really don't. When men get into later years it can be really uncomfortable, no make that painful, with prostate enlargement. My father had his removed 20 years ago. So I guess it will be 20 years till my turn John
On Friday, 12 February 2021, 06:36:23 GMT, Judith Hall <glenidol@...> wrote:
It’s called getting older. I have up belly dancing when I could no longer sink gracefully to the floor sword on head, roll over with sword on head and rise just as gracefully from the floor not losing said sword ??
On 12 Feb 2021, at 9:37 am, John Miller via groups.io <johnmiller051118@...> wrote:
? When I was 20 I could run 30 miles a week &. easily go 12 rounds with both Chris & Tag in a Karate Dojo, now I struggle to walk 100 yards without a sit down. Sad but true
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Thanks, Susan. ?It’s quite a stressful period, just now.
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Oh dear! I’ll be keeping my fingers crossed for you! Best Susan On 11 Feb 2021, at 15:26, zuiko via < zuiko@...> wrote: I’d like a train set like that, but I wouldn’t want to have to build it ;-)
And this garage is big enough for a grannie flat. ?It might not be ours, though: the conveyancer is not certain that it will be completed by 31 March, and that would change things a lot.
Chris
Just an amusing thought, in the context of Chris’s upcoming “enormous” garage: ?Harvey and I were looking at houses in Swindon a good few years ago and one house had a double garage, turned into a home for a very extensive model railway!!Best Susan
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Doesn’t happen to everyone and there’s new meds now to reduce swelling. Big C the one to avoid. Pays to keep it observed even if not pleasant.?
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On 12 Feb 2021, at 5:03 pm, John Miller via groups.io <johnmiller051118@...> wrote:
?
You don't know how lucky you are Jude, you really don't. When men get into later years it can be really uncomfortable, no make that painful, with prostate enlargement. My father had his removed 20 years ago. So I guess it will be 20 years till my turn John
On Friday, 12 February 2021, 06:36:23 GMT, Judith Hall <glenidol@...> wrote:
It’s called getting older. I have up belly dancing when I could no longer sink gracefully to the floor sword on head, roll over with sword on head and rise just as gracefully from the floor not losing said sword ??
Jude On 12 Feb 2021, at 9:37 am, John Miller via groups.io <johnmiller051118@...> wrote:
? When I was 20 I could run 30 miles a week &. easily go 12 rounds with both Chris & Tag in a Karate Dojo, now I struggle to walk 100 yards without a sit down. Sad but true
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You don't know how lucky you are Jude, you really don't. When men get into later years it can be really uncomfortable, no make that painful, with prostate enlargement. My father had his removed 20 years ago. So I guess it will be 20 years till my turn John
On Friday, 12 February 2021, 06:36:23 GMT, Judith Hall <glenidol@...> wrote:
It’s called getting older. I have up belly dancing when I could no longer sink gracefully to the floor sword on head, roll over with sword on head and rise just as gracefully from the floor not losing said sword ??
On 12 Feb 2021, at 9:37 am, John Miller via groups.io <johnmiller051118@...> wrote:
? When I was 20 I could run 30 miles a week &. easily go 12 rounds with both Chris & Tag in a Karate Dojo, now I struggle to walk 100 yards without a sit down. Sad but true
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I am doing my best not to procrastinate but not always succeeding.
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On 12 Feb 2021, at 4:38 pm, Judith Hall <glenidol@...> wrote:
? You all daft about far to much in England in settling a house. Dare I say you need to adopt the Scottish system which is more straight forward it would seem .... or better still the Australian system. ?
Jude On 12 Feb 2021, at 9:11 am, Purler <susan.platter@...> wrote:
? Procrastination is a full-time occupation, Tag! ?:D Best Susan I manage to get out every day here in Cornwall. Lived here for 46 years so obviously know the best places to walk locally to avoid others. Only time I use the car is for shopping. I do find it difficult to do any work on my hobbies. I get less done than when I was working full time! So easy to say, “Sod it I will start tomorrow.”? Well, I think it's safe to say things have gone a bit pear shaped. How much is anyone's guess. I think all we can do is quarantine. Thank goodness we can keep in touch via the internet. I haven't been out in at least 8 days John
On Thursday, 11 February 2021, 15:27:01 GMT, zuiko via < zuiko@...> wrote:
I’d like a train set like that, but I wouldn’t want to have to build it ;-)
And this garage is big enough for a grannie flat. ?It might not be ours, though: the conveyancer is not certain that it will be completed by 31 March, and that would change things a lot.
Just an amusing thought, in the context of Chris’s upcoming “enormous” garage: ?Harvey and I were looking at houses in Swindon a good few years ago and one house had a double garage, turned into a home for a very extensive model railway!!Best Susan
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You all daft about far to much in England in settling a house. Dare I say you need to adopt the Scottish system which is more straight forward it would seem .... or better still the Australian system. ?
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On 12 Feb 2021, at 9:11 am, Purler <susan.platter@...> wrote:
? Procrastination is a full-time occupation, Tag! ?:D Best Susan I manage to get out every day here in Cornwall. Lived here for 46 years so obviously know the best places to walk locally to avoid others. Only time I use the car is for shopping. I do find it difficult to do any work on my hobbies. I get less done than when I was working full time! So easy to say, “Sod it I will start tomorrow.”? Well, I think it's safe to say things have gone a bit pear shaped. How much is anyone's guess. I think all we can do is quarantine. Thank goodness we can keep in touch via the internet. I haven't been out in at least 8 days John
On Thursday, 11 February 2021, 15:27:01 GMT, zuiko via < zuiko@...> wrote:
I’d like a train set like that, but I wouldn’t want to have to build it ;-)
And this garage is big enough for a grannie flat. ?It might not be ours, though: the conveyancer is not certain that it will be completed by 31 March, and that would change things a lot.
Just an amusing thought, in the context of Chris’s upcoming “enormous” garage: ?Harvey and I were looking at houses in Swindon a good few years ago and one house had a double garage, turned into a home for a very extensive model railway!!Best Susan
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zuiko
Purler